Understanding Original Medicare vs Medicare Advantage can be confusing.
- For example, if you choose Original Medicare, then which Medicare Supplement Plan is right for you? Is it Plan A? Plan G? Plan F? Plan N? …you get the picture.
- If you go with Med Advantage instead, do you choose a HMO, PPO, or PFFS? What’s a SNP?
- Then what do you do about Part D prescription drug coverage?
- After you need health care is not the best time to clear up that confusion.
Need help making sense of all the different Medicare insurance plans and options?
IF you are just before turning 65 this could be all new to you, so here’s your first MEDICARE SUPPLEMENT TIP.
A Medicare Supplement of like part must provide the same benefits no matter which Med Supplement insurance provider you choose.
HOWEVER they don’t have to cost the same.
For example: Company A MED SUPP PLAN F for a 75 year old female nonsmoker may cost $173 per month while Company B costs $155 for the EXACT SAME PLAN F benefits! Medicare.gov says in the Medicare and You handbook:
“IT’S IMPORTANT TO COMPARE MEDIGAP POLICIES SINCE THE COSTS CAN VARY AND MAY GO UP AS YOU GET OLDER. SOME STATES LIMIT MEDIGAP PREMIUM COSTS”
By calling toll-free now at: 1-877-6000-SBL 1 (877) 600-0725
A licensed trained personnel will answer your Medicare Supplement questions and help you discover if you could save money. Because we don’t represent just one, but several different Med Supp and Med Advantage providers, we can shop between many carriers, yet still get the health care you deserve.
Here’s Medicare money saving tip number two: The cost difference between a plan F and a plan G can be $50 to $70 or more per month!
The difference in benefits provided in a Plan F and a Plan G are exactly the same…EXCEPT with a plan G, you will have to pay the Medicare Part B deductible of $148 per year out of your pocket. Where do you think that extra $600 plus per year is coming from?
We understand that selecting the right plan can be a difficult process for many seniors!
Our Experienced Senior Care Experts are always here to make it easier, as a part of our care services for seniors.
WE ARE MEDICARE EXPERTS: Our licensed insurance and medicare agents are able to walk you through the whole process